Okmulgee, OK vs Spencer, OK

Okmulgee is moderately more affordable than Spencer, with a 10.2% lower cost of living index. Okmulgee scores 63 compared to 70 for Spencer, where the US average is 100. This difference means residents of Spencer can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Okmulgee is $799/month compared to $940/month in Spencer — a 15% difference. Home values follow the same pattern: Okmulgee is more affordable at $90,200 median vs $119,000.

Median household income in Okmulgee is $39,060 compared to $57,550 in Spencer (-32.1%). While Spencer is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Okmulgee spend roughly 24.5% of their income on rent, more than the 19.6% in Spencer.