Oil City, PA vs Penbrook, PA

Oil City is moderately more affordable than Penbrook, with a 14.9% lower cost of living index. Oil City scores 63 compared to 74 for Penbrook, where the US average is 100. This difference means residents of Penbrook can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Oil City is $799/month compared to $946/month in Penbrook — a 16% difference. Home values follow the same pattern: Oil City is more affordable at $66,600 median vs $140,000.

Median household income in Oil City is $52,688 compared to $68,295 in Penbrook (-22.9%). While Penbrook is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Oil City spend roughly 18.2% of their income on rent, more than the 16.6% in Penbrook.