Ogden Dunes, IN vs St. Joe, IN

The cost of living difference between Ogden Dunes, IN and St. Joe, IN is dramatic. St. Joe is 68.1% cheaper than Ogden Dunes, a gap that translates to thousands of dollars per year in household expenses. Ogden Dunes has a cost index of 102 while St. Joe sits at 61, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ogden Dunes is $959/month compared to $700/month in St. Joe — a 37% difference. Home values follow the same pattern: St. Joe is more affordable at $85,400 median vs $455,400.

Median household income in Ogden Dunes is $116,042 compared to $61,875 in St. Joe (+87.5%). While Ogden Dunes is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ogden Dunes spend roughly 9.9% of their income on rent, less than the 13.6% in St. Joe.