O'Fallon, MO vs University City, MO

University City is moderately more affordable than O'Fallon, with a 6% lower cost of living index. O'Fallon scores 101 compared to 95 for University City, where the US average is 100. This difference means residents of O'Fallon can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in O'Fallon is $1,400/month compared to $1,265/month in University City — a 11% difference. Home values follow the same pattern: University City is more affordable at $285,100 median vs $305,100.

Median household income in O'Fallon is $107,203 compared to $76,466 in University City (+40.2%). While O'Fallon is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of O'Fallon spend roughly 15.7% of their income on rent, less than the 19.9% in University City.