Odessa, NY vs Philmont, NY

Odessa is moderately more affordable than Philmont, with a 12.3% lower cost of living index. Odessa scores 75 compared to 85 for Philmont, where the US average is 100. This difference means residents of Philmont can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Odessa is $842/month compared to $1,036/month in Philmont — a 19% difference. Home values follow the same pattern: Odessa is more affordable at $159,100 median vs $215,700.

Median household income in Odessa is $81,333 compared to $62,972 in Philmont (+29.2%). Odessa offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Odessa spend roughly 12.4% of their income on rent, less than the 19.7% in Philmont.

Climate-wise, both cities share similar average temperatures (48°F vs 46.1°F). Philmont receives more rainfall at 44.2" per year compared to 32.4" in Odessa.