Ocean Pointe, HI vs Waimanalo, HI

The cost of living difference between Ocean Pointe, HI and Waimanalo, HI is dramatic. Waimanalo is 40.2% cheaper than Ocean Pointe, a gap that translates to thousands of dollars per year in household expenses. Ocean Pointe has a cost index of 212 while Waimanalo sits at 152, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ocean Pointe is $3,347/month compared to $1,786/month in Waimanalo — a 87% difference. Home values follow the same pattern: Waimanalo is more affordable at $711,800 median vs $877,600.

Median household income in Ocean Pointe is $143,394 compared to $114,896 in Waimanalo (+24.8%). The higher salaries in Ocean Pointe partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Ocean Pointe spend roughly 28% of their income on rent, more than the 18.7% in Waimanalo.