Ocean Pointe, HI vs Wailea, HI

Ocean Pointe is moderately more affordable than Wailea, with a 5.4% lower cost of living index. Ocean Pointe scores 212 compared to 225 for Wailea, where the US average is 100. This difference means residents of Wailea can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ocean Pointe is $3,347/month compared to $2,485/month in Wailea — a 35% difference. Interestingly, home values tell a different story: while Wailea has cheaper rent, Ocean Pointe actually has lower median home values ($877,600 vs $1,363,700).

Median household income in Ocean Pointe is $143,394 compared to $89,375 in Wailea (+60.4%). Ocean Pointe offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ocean Pointe spend roughly 28% of their income on rent, less than the 33.4% in Wailea. The Ocean Pointe ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.