North Chicago, IL vs Troy, IL

Troy is moderately more affordable than North Chicago, with a 6% lower cost of living index. North Chicago scores 90 compared to 85 for Troy, where the US average is 100. This difference means residents of North Chicago can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in North Chicago is $1,392/month compared to $1,060/month in Troy — a 31% difference. Interestingly, home values tell a different story: while Troy has cheaper rent, North Chicago actually has lower median home values ($147,800 vs $240,800).

Median household income in North Chicago is $56,815 compared to $97,825 in Troy (-41.9%). Troy offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of North Chicago spend roughly 29.4% of their income on rent, more than the 13% in Troy.

Climate-wise, Troy is notably warmer with an average of 57.7°F compared to 48.3°F in North Chicago. Troy receives more rainfall at 43.4" per year compared to 35.3" in North Chicago.