Niagara, WI vs St. Cloud, WI

Niagara is moderately more affordable than St. Cloud, with a 11.4% lower cost of living index. Niagara scores 64 compared to 72 for St. Cloud, where the US average is 100. This difference means residents of St. Cloud can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Niagara is $780/month compared to $797/month in St. Cloud — a 2% difference. Home values follow the same pattern: Niagara is more affordable at $90,200 median vs $189,100.

Median household income in Niagara is $57,500 compared to $96,250 in St. Cloud (-40.3%). While St. Cloud is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Niagara spend roughly 16.3% of their income on rent, more than the 9.9% in St. Cloud.