New Windsor, NY vs Smithtown, NY

There is a significant gap in the cost of living between these two cities. New Windsor is 24.6% cheaper than Smithtown. With a cost index of 113 vs 150, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from New Windsor to Smithtown should plan for substantially higher expenses across most categories.

On the housing front, median rent in New Windsor is $1,579/month compared to $1,851/month in Smithtown — a 15% difference. Home values follow the same pattern: New Windsor is more affordable at $324,300 median vs $661,400.

Median household income in New Windsor is $85,755 compared to $148,852 in Smithtown (-42.4%). While Smithtown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of New Windsor spend roughly 22.1% of their income on rent, more than the 14.9% in Smithtown.