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New Smyrna Beach, FL vs Pine Castle, FL

114
New Smyrna Beach
Florida
VS
+18%
97
Pine Castle
Florida

There is a significant gap in the cost of living between these two cities. Pine Castle is 18% cheaper than New Smyrna Beach. With a cost index of 97 vs 114, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Pine Castle to New Smyrna Beach should plan for substantially higher expenses across most categories.

On the housing front, median rent in New Smyrna Beach is $1,638/month compared to $1,249/month in Pine Castle — a 31% difference. Home values follow the same pattern: Pine Castle is more affordable at $286,900 median vs $365,900.

Median household income in New Smyrna Beach is $78,373 compared to $46,154 in Pine Castle (+69.8%). While New Smyrna Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of New Smyrna Beach spend roughly 25.1% of their income on rent, less than the 32.5% in Pine Castle. The New Smyrna Beach ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (71.5°F vs 73°F). Pine Castle receives more rainfall at 51.4" per year compared to 51.3" in New Smyrna Beach.

Income & Cost

Cost of Living Index
New Smyrna Beach
114
Pine Castle
97
15% cheaper
Median Household Income
New Smyrna Beach
$78,373
41% higher
Pine Castle
$46,154

Housing

Median Rent
New Smyrna Beach
$1,638
Pine Castle
$1,249
24% cheaper
Median Home Value
New Smyrna Beach
$365,900
Pine Castle
$286,900
22% cheaper
Population
New Smyrna Beach
31,212
Pine Castle
10,429

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
New Smyrna Beach $2.95
Pine Castle $2.95
US $3.07
🥚
Eggs (grade A, large)
New Smyrna Beach $2.41
Pine Castle $2.41
US $2.50
🥛
Milk (whole)
New Smyrna Beach $3.88
Pine Castle $3.88
US $4.03
🍞
Bread (white)
New Smyrna Beach $1.78
Pine Castle $1.78
US $1.85
🍗
Chicken breast
New Smyrna Beach $3.99
Pine Castle $3.99
US $4.14
Electricity
New Smyrna Beach $0.17
Pine Castle $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
New Smyrna Beach 71.5°F
Pine Castle 73°F
Summer High
New Smyrna Beach 90°F
Pine Castle 92°F
Winter Low
New Smyrna Beach 49°F
Pine Castle 50°F
Rainfall
New Smyrna Beach 51.3"
Pine Castle 51.4"
Rainy Days
New Smyrna Beach 119d
Pine Castle 121d