New Albany, MS vs Ocean Springs, MS

There is a significant gap in the cost of living between these two cities. New Albany is 20.6% cheaper than Ocean Springs. With a cost index of 73 vs 92, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from New Albany to Ocean Springs should plan for substantially higher expenses across most categories.

On the housing front, median rent in New Albany is $956/month compared to $1,364/month in Ocean Springs — a 30% difference. Home values follow the same pattern: New Albany is more affordable at $150,000 median vs $235,100.

Median household income in New Albany is $46,276 compared to $78,929 in Ocean Springs (-41.4%). While Ocean Springs is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of New Albany spend roughly 24.8% of their income on rent, more than the 20.7% in Ocean Springs.

Climate-wise, Ocean Springs is notably warmer with an average of 67.8°F compared to 63.6°F in New Albany. Ocean Springs receives more rainfall at 61.7" per year compared to 57.7" in New Albany.