Nephi, UT vs Smithfield, UT

Nephi is moderately more affordable than Smithfield, with a 7.2% lower cost of living index. Nephi scores 95 compared to 103 for Smithfield, where the US average is 100. This difference means residents of Smithfield can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Nephi is $1,010/month compared to $1,206/month in Smithfield — a 16% difference. Home values follow the same pattern: Nephi is more affordable at $379,800 median vs $406,300.

Median household income in Nephi is $97,348 compared to $90,602 in Smithfield (+7.4%). Nephi offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Nephi spend roughly 12.5% of their income on rent, less than the 16% in Smithfield.