National Harbor, MD vs Overlea, MD

The cost of living difference between National Harbor, MD and Overlea, MD is dramatic. Overlea is 51.1% cheaper than National Harbor, a gap that translates to thousands of dollars per year in household expenses. National Harbor has a cost index of 146 while Overlea sits at 96, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in National Harbor is $2,293/month compared to $1,315/month in Overlea — a 74% difference. Home values follow the same pattern: Overlea is more affordable at $249,500 median vs $462,000.

Median household income in National Harbor is $133,616 compared to $86,296 in Overlea (+54.8%). While National Harbor is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of National Harbor spend roughly 20.6% of their income on rent, more than the 18.3% in Overlea.

Climate-wise, both cities share similar average temperatures (59.3°F vs 59.1°F). Overlea receives more rainfall at 43.7" per year compared to 41.8" in National Harbor.