Naples, FL vs Treasure Island, FL

The cost of living difference between Naples, FL and Treasure Island, FL is dramatic. Treasure Island is 55.8% cheaper than Naples, a gap that translates to thousands of dollars per year in household expenses. Naples has a cost index of 200 while Treasure Island sits at 128, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Naples is $1,968/month compared to $1,496/month in Treasure Island — a 32% difference. Home values follow the same pattern: Treasure Island is more affordable at $573,500 median vs $1,254,200.

Median household income in Naples is $140,833 compared to $82,340 in Treasure Island (+71%). While Naples is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Naples spend roughly 16.8% of their income on rent, less than the 21.8% in Treasure Island.

Climate-wise, both cities share similar average temperatures (75.5°F vs 74.7°F). Naples receives more rainfall at 49.6" per year compared to 46.7" in Treasure Island.