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Naperville, IL vs Palatine, IL

134
Naperville
Illinois
VS
+22.9%
109
Palatine
Illinois

There is a significant gap in the cost of living between these two cities. Palatine is 22.9% cheaper than Naperville. With a cost index of 109 vs 134, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Palatine to Naperville should plan for substantially higher expenses across most categories.

On the housing front, median rent in Naperville is $1,852/month compared to $1,467/month in Palatine — a 26% difference. Home values follow the same pattern: Palatine is more affordable at $347,900 median vs $509,900.

Median household income in Naperville is $150,937 compared to $95,950 in Palatine (+57.3%). While Naperville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Naperville spend roughly 14.7% of their income on rent, less than the 18.3% in Palatine.

Climate-wise, both cities share similar average temperatures (49.7°F vs 50.8°F). Naperville receives more rainfall at 33.2" per year compared to 32.3" in Palatine.

Income & Cost

Cost of Living Index
Naperville
134
Palatine
109
19% cheaper
Median Household Income
Naperville
$150,937
36% higher
Palatine
$95,950

Housing

Median Rent
Naperville
$1,852
Palatine
$1,467
21% cheaper
Median Home Value
Naperville
$509,900
Palatine
$347,900
32% cheaper
Population
Naperville
149,424
Palatine
66,548

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Naperville $3.20
Palatine $3.20
US $3.07
🥚
Eggs (grade A, large)
Naperville $2.61
Palatine $2.61
US $2.50
🥛
Milk (whole)
Naperville $4.20
Palatine $4.20
US $4.03
🍞
Bread (white)
Naperville $1.93
Palatine $1.93
US $1.85
🍗
Chicken breast
Naperville $4.32
Palatine $4.32
US $4.14
Electricity
Naperville $0.15
Palatine $0.15
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Naperville 49.7°F
Palatine 50.8°F
Summer High
Naperville 84°F
Palatine 84°F
Winter Low
Naperville 16°F
Palatine 18°F
Rainfall
Naperville 33.2"
Palatine 32.3"
Rainy Days
Naperville 121d
Palatine 112d