Nacogdoches, TX vs Temple, TX

Nacogdoches is moderately more affordable than Temple, with a 12.4% lower cost of living index. Nacogdoches scores 75 compared to 86 for Temple, where the US average is 100. This difference means residents of Temple can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Nacogdoches is $921/month compared to $1,174/month in Temple — a 22% difference. Home values follow the same pattern: Nacogdoches is more affordable at $173,200 median vs $220,300.

Median household income in Nacogdoches is $38,855 compared to $64,945 in Temple (-40.2%). While Temple is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Nacogdoches spend roughly 28.4% of their income on rent, more than the 21.7% in Temple.

Climate-wise, both cities share similar average temperatures (66.4°F vs 67.1°F). Nacogdoches receives more rainfall at 50.3" per year compared to 36.4" in Temple.