Murray, KY vs Union, KY

The cost of living difference between Murray, KY and Union, KY is dramatic. Murray is 37.1% cheaper than Union, a gap that translates to thousands of dollars per year in household expenses. Murray has a cost index of 73 while Union sits at 117, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Murray is $835/month compared to $1,721/month in Union — a 52% difference. Home values follow the same pattern: Murray is more affordable at $193,300 median vs $382,900.

Median household income in Murray is $40,348 compared to $139,013 in Union (-71%). While Union is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Murray spend roughly 24.8% of their income on rent, more than the 14.9% in Union.