Murphys, CA vs Old Fig Garden, CA

Old Fig Garden is moderately more affordable than Murphys, with a 12.9% lower cost of living index. Murphys scores 128 compared to 113 for Old Fig Garden, where the US average is 100. This difference means residents of Murphys can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Murphys is $1,581/month compared to $1,284/month in Old Fig Garden — a 23% difference. Home values follow the same pattern: Old Fig Garden is more affordable at $460,800 median vs $506,300.

Median household income in Murphys is $54,875 compared to $100,833 in Old Fig Garden (-45.6%). Old Fig Garden offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Murphys spend roughly 34.6% of their income on rent, more than the 15.3% in Old Fig Garden. The Old Fig Garden ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Old Fig Garden is notably warmer with an average of 65°F compared to 49.5°F in Murphys. Murphys receives more rainfall at 40.4" per year compared to 11" in Old Fig Garden.