Munford, TN vs Surgoinsville, TN

Surgoinsville is moderately more affordable than Munford, with a 13.4% lower cost of living index. Munford scores 84 compared to 74 for Surgoinsville, where the US average is 100. This difference means residents of Munford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Munford is $1,086/month compared to $1,013/month in Surgoinsville — a 7% difference. Home values follow the same pattern: Surgoinsville is more affordable at $170,000 median vs $234,600.

Median household income in Munford is $86,492 compared to $47,500 in Surgoinsville (+82.1%). While Munford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Munford spend roughly 15.1% of their income on rent, less than the 25.6% in Surgoinsville.