Muncie, IN vs Terre Haute, IN

Muncie, IN and Terre Haute, IN have a very similar cost of living, with only a 2.4% difference in their overall index. Muncie scores 65 while Terre Haute scores 66 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Muncie is $867/month compared to $877/month in Terre Haute — a 1% difference. Home values follow the same pattern: Muncie is more affordable at $92,000 median vs $109,500.

Median household income in Muncie is $43,395 compared to $41,960 in Terre Haute (+3.4%). Muncie offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Muncie spend roughly 24% of their income on rent, less than the 25.1% in Terre Haute.