Moville, IA vs Spirit Lake, IA

Moville is moderately more affordable than Spirit Lake, with a 10.7% lower cost of living index. Moville scores 68 compared to 77 for Spirit Lake, where the US average is 100. This difference means residents of Spirit Lake can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Moville is $763/month compared to $885/month in Spirit Lake — a 14% difference. Home values follow the same pattern: Moville is more affordable at $174,600 median vs $218,400.

Median household income in Moville is $96,250 compared to $73,627 in Spirit Lake (+30.7%). Moville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Moville spend roughly 9.5% of their income on rent, less than the 14.4% in Spirit Lake.

Climate-wise, both cities share similar average temperatures (48.4°F vs 46.8°F). Moville receives more rainfall at 29.3" per year compared to 26.8" in Spirit Lake.