Mountain City, TN vs St. Joseph, TN

Mountain City, TN and St. Joseph, TN have a very similar cost of living, with only a 1.6% difference in their overall index. Mountain City scores 60 while St. Joseph scores 61 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Mountain City is $420/month compared to $627/month in St. Joseph — a 33% difference. Interestingly, home values tell a different story: while Mountain City has cheaper rent, St. Joseph actually has lower median home values ($121,900 vs $186,800).

Median household income in Mountain City is $36,902 compared to $46,786 in St. Joseph (-21.1%). While St. Joseph is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Mountain City spend roughly 13.7% of their income on rent, less than the 16.1% in St. Joseph.