Mount Vernon, NY vs Smithtown, NY

There is a significant gap in the cost of living between these two cities. Mount Vernon is 17.8% cheaper than Smithtown. With a cost index of 123 vs 150, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Mount Vernon to Smithtown should plan for substantially higher expenses across most categories.

On the housing front, median rent in Mount Vernon is $1,546/month compared to $1,851/month in Smithtown — a 17% difference. Home values follow the same pattern: Mount Vernon is more affordable at $449,600 median vs $661,400.

Median household income in Mount Vernon is $77,171 compared to $148,852 in Smithtown (-48.2%). While Smithtown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Mount Vernon spend roughly 24% of their income on rent, more than the 14.9% in Smithtown.