Mount Sterling, KY vs Murray, KY

Mount Sterling is moderately more affordable than Murray, with a 12.5% lower cost of living index. Mount Sterling scores 64 compared to 73 for Murray, where the US average is 100. This difference means residents of Murray can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Mount Sterling is $564/month compared to $835/month in Murray — a 33% difference. Home values follow the same pattern: Mount Sterling is more affordable at $178,200 median vs $193,300.

Median household income in Mount Sterling is $50,843 compared to $40,348 in Murray (+26%). Mount Sterling offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Mount Sterling spend roughly 13.3% of their income on rent, less than the 24.8% in Murray.