Mount Morris, IL vs Oakland, IL

Mount Morris, IL and Oakland, IL have a very similar cost of living, with only a 1.8% difference in their overall index. Mount Morris scores 58 while Oakland scores 57 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Mount Morris is $487/month compared to $509/month in Oakland — a 4% difference. Interestingly, home values tell a different story: while Mount Morris has cheaper rent, Oakland actually has lower median home values ($97,200 vs $117,600).

Median household income in Mount Morris is $38,162 compared to $49,571 in Oakland (-23%). Oakland offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Mount Morris spend roughly 15.3% of their income on rent, more than the 12.3% in Oakland.

Climate-wise, Oakland is notably warmer with an average of 53.4°F compared to 49.4°F in Mount Morris. Mount Morris receives more rainfall at 37.2" per year compared to 36" in Oakland.