Mound, MN vs White Bear Lake, MN

Mound is moderately more affordable than White Bear Lake, with a 9.4% lower cost of living index. Mound scores 99 compared to 109 for White Bear Lake, where the US average is 100. This difference means residents of White Bear Lake can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Mound is $1,119/month compared to $1,540/month in White Bear Lake — a 27% difference. Interestingly, home values tell a different story: while Mound has cheaper rent, White Bear Lake actually has lower median home values ($318,000 vs $348,600).

Median household income in Mound is $91,370 compared to $79,712 in White Bear Lake (+14.6%). Mound offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Mound spend roughly 14.7% of their income on rent, less than the 23.2% in White Bear Lake.

Climate-wise, both cities share similar average temperatures (46.7°F vs 46.5°F). Mound receives more rainfall at 30.6" per year compared to 29.2" in White Bear Lake.