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Morro Bay, CA vs Rollingwood, CA

165
Morro Bay
California
VS
+10.9%
149
Rollingwood
California

Rollingwood is moderately more affordable than Morro Bay, with a 10.9% lower cost of living index. Morro Bay scores 165 compared to 149 for Rollingwood, where the US average is 100. This difference means residents of Morro Bay can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Morro Bay is $1,820/month compared to $1,924/month in Rollingwood — a 5% difference. Interestingly, home values tell a different story: while Morro Bay has cheaper rent, Rollingwood actually has lower median home values ($600,400 vs $864,900).

Median household income in Morro Bay is $92,553 compared to $96,808 in Rollingwood (-4.4%). Rollingwood offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Morro Bay spend roughly 23.6% of their income on rent, less than the 23.8% in Rollingwood.

Climate-wise, both cities share similar average temperatures (59.7°F vs 57.7°F). Rollingwood receives more rainfall at 22.9" per year compared to 17.9" in Morro Bay.

Income & Cost

Cost of Living Index
Morro Bay
165
Rollingwood
149
10% cheaper
Median Household Income
Morro Bay
$92,553
Rollingwood
$96,808
4% higher

Housing

Median Rent
Morro Bay
$1,820
5% cheaper
Rollingwood
$1,924
Median Home Value
Morro Bay
$864,900
Rollingwood
$600,400
31% cheaper
Population
Morro Bay
10,717
Rollingwood
3,623

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Morro Bay $3.22
Rollingwood $3.53
US $3.07
🥚
Eggs (grade A, large)
Morro Bay $2.62
Rollingwood $2.88
US $2.50
🥛
Milk (whole)
Morro Bay $4.22
Rollingwood $4.64
US $4.03
🍞
Bread (white)
Morro Bay $1.94
Rollingwood $2.13
US $1.85
🍗
Chicken breast
Morro Bay $4.35
Rollingwood $4.77
US $4.14
Electricity
Morro Bay $0.25
Rollingwood $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Morro Bay 59.7°F
Rollingwood 57.7°F
Summer High
Morro Bay 78°F
Rollingwood 66°F
Winter Low
Morro Bay 41°F
Rollingwood 47°F
Rainfall
Morro Bay 17.9"
Rollingwood 22.9"
Rainy Days
Morro Bay 56d
Rollingwood 71d