Morris, MN vs Silver Bay, MN

Morris, MN and Silver Bay, MN have a very similar cost of living, with only a 4.3% difference in their overall index. Morris scores 74 while Silver Bay scores 78 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Morris is $841/month compared to $1,044/month in Silver Bay — a 19% difference. Interestingly, home values tell a different story: while Morris has cheaper rent, Silver Bay actually has lower median home values ($150,700 vs $185,200).

Median household income in Morris is $63,807 compared to $70,870 in Silver Bay (-10%). While Silver Bay is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Morris spend roughly 15.8% of their income on rent, less than the 17.7% in Silver Bay.

Climate-wise, Morris is notably warmer with an average of 42.5°F compared to 39.5°F in Silver Bay. Silver Bay receives more rainfall at 25.9" per year compared to 24.1" in Morris.