Moraine, OH vs Utica, OH

Moraine, OH and Utica, OH have a very similar cost of living, with only a 3.8% difference in their overall index. Moraine scores 72 while Utica scores 69 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Moraine is $959/month compared to $833/month in Utica — a 15% difference. Interestingly, home values tell a different story: while Utica has cheaper rent, Moraine actually has lower median home values ($128,100 vs $132,700).

Median household income in Moraine is $44,648 compared to $74,438 in Utica (-40%). Utica offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Moraine spend roughly 25.8% of their income on rent, more than the 13.4% in Utica.