Moraine, OH vs Niles, OH

Niles is moderately more affordable than Moraine, with a 14.5% lower cost of living index. Moraine scores 72 compared to 63 for Niles, where the US average is 100. This difference means residents of Moraine can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Moraine is $959/month compared to $787/month in Niles — a 22% difference. Home values follow the same pattern: Niles is more affordable at $108,400 median vs $128,100.

Median household income in Moraine is $44,648 compared to $49,987 in Niles (-10.7%). Niles offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Moraine spend roughly 25.8% of their income on rent, more than the 18.9% in Niles.