Monument Beach, MA vs Townsend, MA

The cost of living difference between Monument Beach, MA and Townsend, MA is dramatic. Townsend is 40% cheaper than Monument Beach, a gap that translates to thousands of dollars per year in household expenses. Monument Beach has a cost index of 134 while Townsend sits at 96, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Monument Beach is $1,723/month compared to $947/month in Townsend — a 82% difference. Home values follow the same pattern: Townsend is more affordable at $344,400 median vs $540,600.

Median household income in Monument Beach is $86,953 compared to $56,726 in Townsend (+53.3%). While Monument Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Monument Beach spend roughly 23.8% of their income on rent, more than the 20% in Townsend.

Climate-wise, both cities share similar average temperatures (50°F vs 48.9°F). Monument Beach receives more rainfall at 48" per year compared to 43.4" in Townsend.