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Montrose, MI vs Swartz Creek, MI

65
Montrose
Michigan
VS
-14.2%
75
Swartz Creek
Michigan

Montrose is moderately more affordable than Swartz Creek, with a 14.2% lower cost of living index. Montrose scores 65 compared to 75 for Swartz Creek, where the US average is 100. This difference means residents of Swartz Creek can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Montrose is $801/month compared to $995/month in Swartz Creek — a 20% difference. Home values follow the same pattern: Montrose is more affordable at $109,700 median vs $168,900.

Median household income in Montrose is $44,625 compared to $73,862 in Swartz Creek (-39.6%). While Swartz Creek is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Montrose spend roughly 21.5% of their income on rent, more than the 16.2% in Swartz Creek.

Income & Cost

Cost of Living Index
Montrose
65
14% cheaper
Swartz Creek
75
Median Household Income
Montrose
$44,625
Swartz Creek
$73,862
40% higher

Housing

Median Rent
Montrose
$801
19% cheaper
Swartz Creek
$995
Median Home Value
Montrose
$109,700
35% cheaper
Swartz Creek
$168,900
Population
Montrose
2,057
Swartz Creek
5,856

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Montrose $2.88
Swartz Creek $2.88
US $3.07
🥚
Eggs (grade A, large)
Montrose $2.35
Swartz Creek $2.35
US $2.50
🥛
Milk (whole)
Montrose $3.79
Swartz Creek $3.79
US $4.03
🍞
Bread (white)
Montrose $1.74
Swartz Creek $1.74
US $1.85
🍗
Chicken breast
Montrose $3.90
Swartz Creek $3.90
US $4.14
Electricity
Montrose $0.18
Swartz Creek $0.18
US $0.19