Montpelier, VT vs Springfield, VT

The cost of living difference between Montpelier, VT and Springfield, VT is dramatic. Springfield is 44.8% cheaper than Montpelier, a gap that translates to thousands of dollars per year in household expenses. Montpelier has a cost index of 99 while Springfield sits at 69, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Montpelier is $1,169/month compared to $726/month in Springfield — a 61% difference. Home values follow the same pattern: Springfield is more affordable at $138,400 median vs $349,200.

Median household income in Montpelier is $79,175 compared to $44,375 in Springfield (+78.4%). While Montpelier is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Montpelier spend roughly 17.7% of their income on rent, less than the 19.6% in Springfield.