Monticello, NY vs Westhampton Beach, NY

The cost of living difference between Monticello, NY and Westhampton Beach, NY is dramatic. Monticello is 59.6% cheaper than Westhampton Beach, a gap that translates to thousands of dollars per year in household expenses. Monticello has a cost index of 78 while Westhampton Beach sits at 194, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Monticello is $977/month compared to $2,117/month in Westhampton Beach — a 54% difference. Home values follow the same pattern: Monticello is more affordable at $152,600 median vs $1,102,000.

Median household income in Monticello is $47,464 compared to $137,888 in Westhampton Beach (-65.6%). While Westhampton Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Monticello spend roughly 24.7% of their income on rent, more than the 18.4% in Westhampton Beach.