Monticello, MN vs St. Paul Park, MN

Monticello is moderately more affordable than St. Paul Park, with a 13.3% lower cost of living index. Monticello scores 105 compared to 121 for St. Paul Park, where the US average is 100. This difference means residents of St. Paul Park can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Monticello is $1,462/month compared to $2,118/month in St. Paul Park — a 31% difference. Interestingly, home values tell a different story: while Monticello has cheaper rent, St. Paul Park actually has lower median home values ($252,800 vs $298,400).

Median household income in Monticello is $81,563 compared to $98,670 in St. Paul Park (-17.3%). While St. Paul Park is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Monticello spend roughly 21.5% of their income on rent, less than the 25.8% in St. Paul Park.

Climate-wise, St. Paul Park is notably warmer with an average of 46.5°F compared to 42.9°F in Monticello. St. Paul Park receives more rainfall at 29.2" per year compared to 28.5" in Monticello.