Monticello, MN vs Roseville, MN

Monticello, MN and Roseville, MN have a very similar cost of living, with only a 0.5% difference in their overall index. Monticello scores 105 while Roseville scores 105 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Monticello is $1,462/month compared to $1,346/month in Roseville — a 9% difference. Interestingly, home values tell a different story: while Roseville has cheaper rent, Monticello actually has lower median home values ($298,400 vs $334,800).

Median household income in Monticello is $81,563 compared to $88,440 in Roseville (-7.8%). Roseville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Monticello spend roughly 21.5% of their income on rent, more than the 18.3% in Roseville.

Climate-wise, Roseville is notably warmer with an average of 46.5°F compared to 42.9°F in Monticello. Roseville receives more rainfall at 29.2" per year compared to 28.5" in Monticello.