Monticello, KY vs Windy Hills, KY

The cost of living difference between Monticello, KY and Windy Hills, KY is dramatic. Monticello is 53.2% cheaper than Windy Hills, a gap that translates to thousands of dollars per year in household expenses. Monticello has a cost index of 63 while Windy Hills sits at 135, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Monticello is $679/month compared to $2,358/month in Windy Hills — a 71% difference. Home values follow the same pattern: Monticello is more affordable at $125,800 median vs $370,900.

Median household income in Monticello is $37,733 compared to $105,875 in Windy Hills (-64.4%). While Windy Hills is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Monticello spend roughly 21.6% of their income on rent, less than the 26.7% in Windy Hills.