Monticello, IL vs Sumner, IL

The cost of living difference between Monticello, IL and Sumner, IL is dramatic. Sumner is 31.6% cheaper than Monticello, a gap that translates to thousands of dollars per year in household expenses. Monticello has a cost index of 79 while Sumner sits at 60, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Monticello is $1,030/month compared to $707/month in Sumner — a 46% difference. Home values follow the same pattern: Sumner is more affordable at $61,200 median vs $196,000.

Median household income in Monticello is $88,611 compared to $51,458 in Sumner (+72.2%). While Monticello is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Monticello spend roughly 13.9% of their income on rent, less than the 16.5% in Sumner.

Climate-wise, Sumner is notably warmer with an average of 55.7°F compared to 51.1°F in Monticello. Sumner receives more rainfall at 41.7" per year compared to 39.6" in Monticello.