Monticello, IL vs Pecatonica, IL

Monticello, IL and Pecatonica, IL have a very similar cost of living, with only a 4.5% difference in their overall index. Monticello scores 79 while Pecatonica scores 76 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Monticello is $1,030/month compared to $1,089/month in Pecatonica — a 5% difference. Interestingly, home values tell a different story: while Monticello has cheaper rent, Pecatonica actually has lower median home values ($134,900 vs $196,000).

Median household income in Monticello is $88,611 compared to $71,500 in Pecatonica (+23.9%). While Monticello is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Monticello spend roughly 13.9% of their income on rent, less than the 18.3% in Pecatonica.

Climate-wise, both cities share similar average temperatures (51.1°F vs 49.4°F). Monticello receives more rainfall at 39.6" per year compared to 37.2" in Pecatonica.