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Montgomery, TX vs Olivarez, TX

106
Montgomery
Texas
VS
+62.9%
65
Olivarez
Texas

The cost of living difference between Montgomery, TX and Olivarez, TX is dramatic. Olivarez is 62.9% cheaper than Montgomery, a gap that translates to thousands of dollars per year in household expenses. Montgomery has a cost index of 106 while Olivarez sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Montgomery is $1,342/month compared to $961/month in Olivarez — a 40% difference. Home values follow the same pattern: Olivarez is more affordable at $68,000 median vs $366,600.

Median household income in Montgomery is $78,333 compared to $62,985 in Olivarez (+24.4%). Montgomery does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Montgomery spend roughly 20.6% of their income on rent, more than the 18.3% in Olivarez.

Climate-wise, Olivarez is notably warmer with an average of 77.4°F compared to 67.7°F in Montgomery. Montgomery receives more rainfall at 47.7" per year compared to 22.2" in Olivarez.

Income & Cost

Cost of Living Index
Montgomery
106
Olivarez
65
39% cheaper
Median Household Income
Montgomery
$78,333
20% higher
Olivarez
$62,985

Housing

Median Rent
Montgomery
$1,342
Olivarez
$961
28% cheaper
Median Home Value
Montgomery
$366,600
Olivarez
$68,000
81% cheaper
Population
Montgomery
2,272
Olivarez
6,566

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Montgomery $3.12
Olivarez $2.85
US $3.07
🥚
Eggs (grade A, large)
Montgomery $2.54
Olivarez $2.32
US $2.50
🥛
Milk (whole)
Montgomery $4.09
Olivarez $3.74
US $4.03
🍞
Bread (white)
Montgomery $1.88
Olivarez $1.72
US $1.85
🍗
Chicken breast
Montgomery $4.21
Olivarez $3.85
US $4.14
Electricity
Montgomery $0.18
Olivarez $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Montgomery 67.7°F
Olivarez 77.4°F
Summer High
Montgomery 94°F
Olivarez 99°F
Winter Low
Montgomery 39°F
Olivarez 53°F
Rainfall
Montgomery 47.7"
Olivarez 22.2"
Rainy Days
Montgomery 123d
Olivarez 62d