Montgomery, OH vs Plain City, OH

The cost of living difference between Montgomery, OH and Plain City, OH is dramatic. Plain City is 31.4% cheaper than Montgomery, a gap that translates to thousands of dollars per year in household expenses. Montgomery has a cost index of 120 while Plain City sits at 91, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Montgomery is $1,507/month compared to $1,044/month in Plain City — a 44% difference. Home values follow the same pattern: Plain City is more affordable at $325,400 median vs $505,800.

Median household income in Montgomery is $148,438 compared to $87,018 in Plain City (+70.6%). While Montgomery is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Montgomery spend roughly 12.2% of their income on rent, less than the 14.4% in Plain City.