Montgomery, MI vs Westphalia, MI

Montgomery, MI and Westphalia, MI have a very similar cost of living, with only a 2.2% difference in their overall index. Montgomery scores 76 while Westphalia scores 78 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Montgomery is $1,175/month compared to $883/month in Westphalia — a 33% difference. Interestingly, home values tell a different story: while Westphalia has cheaper rent, Montgomery actually has lower median home values ($93,100 vs $225,700).

Median household income in Montgomery is $54,000 compared to $74,750 in Westphalia (-27.8%). While Westphalia is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Montgomery spend roughly 26.1% of their income on rent, more than the 14.2% in Westphalia.