Montgomery, IN vs Union City, IN

There is a significant gap in the cost of living between these two cities. Union City is 28.6% cheaper than Montgomery. With a cost index of 59 vs 76, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Union City to Montgomery should plan for substantially higher expenses across most categories.

On the housing front, median rent in Montgomery is $827/month compared to $662/month in Union City — a 25% difference. Home values follow the same pattern: Union City is more affordable at $80,100 median vs $226,000.

Median household income in Montgomery is $93,750 compared to $37,202 in Union City (+152%). While Montgomery is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Montgomery spend roughly 10.6% of their income on rent, less than the 21.4% in Union City.