Montgomery, IN vs Smithville-Sanders, IN

Montgomery is moderately more affordable than Smithville-Sanders, with a 9.1% lower cost of living index. Montgomery scores 76 compared to 84 for Smithville-Sanders, where the US average is 100. This difference means residents of Smithville-Sanders can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Montgomery is $827/month compared to $993/month in Smithville-Sanders — a 17% difference. Home values follow the same pattern: Montgomery is more affordable at $226,000 median vs $256,900.

Median household income in Montgomery is $93,750 compared to $72,331 in Smithville-Sanders (+29.6%). Montgomery offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Montgomery spend roughly 10.6% of their income on rent, less than the 16.5% in Smithville-Sanders.