Montgomery, GA vs Waycross, GA

The cost of living difference between Montgomery, GA and Waycross, GA is dramatic. Waycross is 63.9% cheaper than Montgomery, a gap that translates to thousands of dollars per year in household expenses. Montgomery has a cost index of 104 while Waycross sits at 63, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Montgomery is $1,249/month compared to $810/month in Waycross — a 54% difference. Home values follow the same pattern: Waycross is more affordable at $88,600 median vs $393,700.

Median household income in Montgomery is $86,500 compared to $37,398 in Waycross (+131.3%). While Montgomery is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Montgomery spend roughly 17.3% of their income on rent, less than the 26% in Waycross.