Home / Compare / Montgomery vs Tuscaloosa

Montgomery, AL vs Tuscaloosa, AL

76
Montgomery
Alabama
VS
-6.5%
81
Tuscaloosa
Alabama

Montgomery is moderately more affordable than Tuscaloosa, with a 6.5% lower cost of living index. Montgomery scores 76 compared to 81 for Tuscaloosa, where the US average is 100. This difference means residents of Tuscaloosa can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Montgomery is $1,059/month compared to $1,005/month in Tuscaloosa — a 5% difference. Interestingly, home values tell a different story: while Tuscaloosa has cheaper rent, Montgomery actually has lower median home values ($148,500 vs $236,600).

Median household income in Montgomery is $55,687 compared to $48,536 in Tuscaloosa (+14.7%). Montgomery offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Montgomery spend roughly 22.8% of their income on rent, less than the 24.8% in Tuscaloosa.

Climate-wise, both cities share similar average temperatures (66.4°F vs 64.3°F). Tuscaloosa receives more rainfall at 57.3" per year compared to 51.2" in Montgomery.

Income & Cost

Cost of Living Index
Montgomery
76
7% cheaper
Tuscaloosa
81
Median Household Income
Montgomery
$55,687
13% higher
Tuscaloosa
$48,536

Housing

Median Rent
Montgomery
$1,059
Tuscaloosa
$1,005
5% cheaper
Median Home Value
Montgomery
$148,500
37% cheaper
Tuscaloosa
$236,600
Population
Montgomery
198,440
Tuscaloosa
107,699

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

$
Formula:

Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Montgomery $835
Tuscaloosa $995
16% cheaper
1 Bed
Montgomery $867
Tuscaloosa $1,000
13% cheaper
2 Bed
Montgomery $1,029
Tuscaloosa $1,205
15% cheaper
3 Bed
Montgomery $1,309
Tuscaloosa $1,535
15% cheaper
4 Bed
Montgomery $1,585
Tuscaloosa $1,595
1% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Montgomery $2.90
Tuscaloosa $2.90
US $3.07
🥚
Eggs (grade A, large)
Montgomery $2.37
Tuscaloosa $2.37
US $2.50
🥛
Milk (whole)
Montgomery $3.81
Tuscaloosa $3.81
US $4.03
🍞
Bread (white)
Montgomery $1.75
Tuscaloosa $1.75
US $1.85
🍗
Chicken breast
Montgomery $3.92
Tuscaloosa $3.92
US $4.14
Electricity
Montgomery $0.17
Tuscaloosa $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Montgomery 66.4°F
Tuscaloosa 64.3°F
Summer High
Montgomery 94°F
Tuscaloosa 92°F
Winter Low
Montgomery 37°F
Tuscaloosa 35°F
Rainfall
Montgomery 51.2"
Tuscaloosa 57.3"
Rainy Days
Montgomery 107d
Tuscaloosa 115d