Montgomery, AL vs Tuscaloosa, AL
Montgomery is moderately more affordable than Tuscaloosa, with a 6.5% lower cost of living index. Montgomery scores 76 compared to 81 for Tuscaloosa, where the US average is 100. This difference means residents of Tuscaloosa can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Montgomery is $1,059/month compared to $1,005/month in Tuscaloosa — a 5% difference. Interestingly, home values tell a different story: while Tuscaloosa has cheaper rent, Montgomery actually has lower median home values ($148,500 vs $236,600).
Median household income in Montgomery is $55,687 compared to $48,536 in Tuscaloosa (+14.7%). Montgomery offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Montgomery spend roughly 22.8% of their income on rent, less than the 24.8% in Tuscaloosa.
Climate-wise, both cities share similar average temperatures (66.4°F vs 64.3°F). Tuscaloosa receives more rainfall at 57.3" per year compared to 51.2" in Montgomery.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
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Climate
NOAA 30-year normals (1991-2020)