Montevallo, AL vs Oxford, AL

Oxford is moderately more affordable than Montevallo, with a 9.2% lower cost of living index. Montevallo scores 77 compared to 70 for Oxford, where the US average is 100. This difference means residents of Montevallo can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Montevallo is $906/month compared to $882/month in Oxford — a 3% difference. Home values follow the same pattern: Oxford is more affordable at $164,700 median vs $210,400.

Median household income in Montevallo is $54,665 compared to $70,065 in Oxford (-22%). Oxford offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Montevallo spend roughly 19.9% of their income on rent, more than the 15.1% in Oxford.

Climate-wise, both cities share similar average temperatures (64.4°F vs 63.1°F). Montevallo receives more rainfall at 56.2" per year compared to 52.1" in Oxford.