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Monrovia, CA vs Santa Maria, CA

174
Monrovia
California
VS
+29.2%
135
Santa Maria
California

There is a significant gap in the cost of living between these two cities. Santa Maria is 29.2% cheaper than Monrovia. With a cost index of 135 vs 174, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Santa Maria to Monrovia should plan for substantially higher expenses across most categories.

On the housing front, median rent in Monrovia is $2,009/month compared to $1,842/month in Santa Maria — a 9% difference. Home values follow the same pattern: Santa Maria is more affordable at $478,200 median vs $891,700.

Median household income in Monrovia is $97,083 compared to $84,617 in Santa Maria (+14.7%). The higher salaries in Monrovia partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Monrovia spend roughly 24.8% of their income on rent, less than the 26.1% in Santa Maria.

Climate-wise, Monrovia is notably warmer with an average of 65.8°F compared to 58.6°F in Santa Maria. Monrovia receives more rainfall at 14.3" per year compared to 13.3" in Santa Maria.

Income & Cost

Cost of Living Index
Monrovia
174
Santa Maria
135
23% cheaper
Median Household Income
Monrovia
$97,083
13% higher
Santa Maria
$84,617

Housing

Median Rent
Monrovia
$2,009
Santa Maria
$1,842
8% cheaper
Median Home Value
Monrovia
$891,700
Santa Maria
$478,200
46% cheaper
Population
Monrovia
37,553
Santa Maria
109,880

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Monrovia $2,031
Santa Maria $2,770
27% cheaper
1 Bed
Monrovia $2,272
Santa Maria $3,090
26% cheaper
2 Bed
Monrovia $2,835
Santa Maria $3,520
19% cheaper
3 Bed
Monrovia $3,599
Santa Maria $4,590
22% cheaper
4 Bed
Monrovia $4,010
Santa Maria $5,230
23% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Monrovia $3.28
Santa Maria $3.22
US $3.07
🥚
Eggs (grade A, large)
Monrovia $2.68
Santa Maria $2.62
US $2.50
🥛
Milk (whole)
Monrovia $4.31
Santa Maria $4.22
US $4.03
🍞
Bread (white)
Monrovia $1.98
Santa Maria $1.94
US $1.85
🍗
Chicken breast
Monrovia $4.44
Santa Maria $4.35
US $4.14
Electricity
Monrovia $0.27
Santa Maria $0.25
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Monrovia 65.8°F
Santa Maria 58.6°F
Summer High
Monrovia 82°F
Santa Maria 73°F
Winter Low
Monrovia 49°F
Santa Maria 41°F
Rainfall
Monrovia 14.3"
Santa Maria 13.3"
Rainy Days
Monrovia 34d
Santa Maria 47d