Monmouth Beach, NJ vs Ventnor City, NJ

The cost of living difference between Monmouth Beach, NJ and Ventnor City, NJ is dramatic. Ventnor City is 67.5% cheaper than Monmouth Beach, a gap that translates to thousands of dollars per year in household expenses. Monmouth Beach has a cost index of 180 while Ventnor City sits at 108, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Monmouth Beach is $2,169/month compared to $1,477/month in Ventnor City — a 47% difference. Home values follow the same pattern: Ventnor City is more affordable at $345,300 median vs $918,100.

Median household income in Monmouth Beach is $140,074 compared to $74,619 in Ventnor City (+87.7%). While Monmouth Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Monmouth Beach spend roughly 18.6% of their income on rent, less than the 23.8% in Ventnor City.